Lending Disclosure: We are not a direct lender, loan broker, or agent of any lender. We are a free, independent matching service that securely connects consumers with participating third-party lenders. Submitting a request does not guarantee that you will be connected with a lender or approved for a loan.
APR Disclosure: APR (Annual Percentage Rate) varies depending on the lender, the term of the loan, and state regulations. In Indiana, finance charges cap the effective APR between 323% and 391% for small loans. Your lender will provide the exact APR and fees in your loan agreement.
Credit Check Notice: Participating lenders may verify your identity and perform credit checks, either through traditional bureaus (Equifax, Experian, TransUnion) or alternative providers. By submitting your information, you consent to these checks.
State Information: Indiana residents: Under the Indiana Small Loan Law, you may not borrow more than $715 or 20% of your gross monthly income. The minimum loan term is 14 days. You may not have more than two small loans outstanding at any time, and they must be with different lenders.
State Regulations: Indiana limits finance charges to 15% on the first $250, 13% on amounts from $251 to $400, and 10% on amounts from $401 to $715. The maximum loan amount is $715, and the minimum term is 14 days. Borrowers may have up to two outstanding small loans from different lenders at one time.